Top 7 Advantages of Biju Swasthya Kalyan Yojana for Low-Income Familie

Biju Swasthya Kalyan Yojana, In 2022, more than 6 lakh members of low-income families in Odisha received free and cashless medical care at a number of private hospitals as part of the state government's BIJU SWASTHYA KALYAN YOJANA (BSKY) health program. From January 1 to December 25 of this year, at least 6.31 lakh impoverished individuals with BSKY smart cards or PDS cards received excellent, cost-free care in a number of private sector speciality hospitals. About Rs 1,389 crore has been paid by the state government to private hospitals that have been empanelled to provide free medical care to underprivileged individuals.

Patients from all 30 districts of Odisha were treated under the BIJU SWASTHYA KALYAN YOJANA 2024 (BSKY). Swasthya Mitras, who were employed by the Odisha government to work in these hospitals, also helped these patients. The Swasthya Mitra service was launched by the Odisha government to help and direct BSKY beneficiaries receiving treatment at hospitals that have been empanelled. Problems and complaints pertaining to card usage, cashless treatment, and other issues were swiftly attended to and resolved in a timely way, keeping in mind the patient's emergency needs.

One of the few states that has not embraced the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, the national government's health coverage program for the underprivileged, is Odisha. Odisha has refused to implement Ayushman Bharat since its September 2018 debut, arguing that its own plan is superior.

Odisha Biju Swasthya Kalyan Yojana Details

Launched on August 15, 2018, the BIJU SWASTHYA KALYAN YOJANA (Odisha BIJU SWASTHYA KALYAN YOJANA) seeks to provide universal health coverage with a focus on the health security of families with lower incomes. 

All state government healthcare facilities, from sub-centres to government medical colleges and hospitals, as well as all government blood banks, offer free medical services to everyone (regardless of income, status, or place of residence). No paperwork is required, and all procedures are cashless.

More than 70 lakh families will have access to free health care outside of government medical college hospitals thanks to an annual health coverage of Rs. 5 lahks per family (Rs. 10 lahks for female members) in all government hospitals and prestigious healthcare facilities outside the state as well as private hospitals with empanelled hospitals. This benefit is available to all holders of Biju Krushak Kalyan Yojana cards, BPL cardholders, AAY cardholders, and low-income families. 

Every month, almost 45 lakh cases are reported in which recipients of the BIJU SWASTHYA KALYAN YOJANA (Odisha BIJU SWASTHYA KALYAN YOJANA) receive free medical care.

BIJU SWASTHYA KALYAN YOJANA (BSKY) Smart Health Card Scheme

The BIJU SWASTHYA KALYAN YOJANA (BSKY) program in Odisha began to provide Smart Health Cards to its recipients. Earlier, CM Naveen Patnaik declared that 3.5 crore people in the state would receive Smart Health Cards under BSKY at the Independence Day festivities in Bhubaneswar. On August 20, 2021, Sanskrit Bhavan in the Malkangiri district hosted a program where the public was given Smart Health Card Schemes. At the event, the Chief Minister gave the Smart Health Card to Sukri Dhangidi Majhi, a member of the Bona tribe, as the first beneficiary.

BIJU SWASTHYA KALYAN YOJANA Best Healthcare Scheme

The Odisha government began giving out Smart Health Cards to those who were eligible for the BIJU SWASTHYA KALYAN YOJANA (BSKY). Earlier, Bhubaneswar Chief Minister Naveen Patnaik declared that 3.5 crore residents would receive Smart Health Cards through BSKY during the state's Independence Day festivities. People received these Smart Health Card Schemes on August 20, 2021, during a function held at Sanskrit Bhavan in the Malkangiri district. The Chief Minister gave the Smart Health Card to a woman from the Bona tribe, Sukri Dhangidi Majhi, first during the event.

Smart Healthcare Scheme Benefits UnderBIJU SWASTHYA KALYAN YOJANA

The Odisha government claims that under the BSKY Smart Healthcare Scheme, a patient can visit a hospital with their card and easily receive all the services they require. Treatment is available to BSKY 2024 beneficiaries at 208 private hospitals that are affiliated with the government as well as all government hospitals. According to the chief minister, the smart card will enable people to use the amenities. Under the BIJU SWASTHYA KALYAN YOJANA, family members can receive up to Rs 5 lakh annually. The cap, however, is Rs 10 lakh for female family members.

Latest Update 2023 for BIJU SWASTHYA KALYAN YOJANA 2025

Under the National and State Food Security Schemes, the Odisha government has made the decision to give all 96 lakh families New BIJU SWASTHYA KALYAN YOJANA (BSKY) smart health cards. All recipients of NFSA/SFSA Cards would receive the BSKY Smart Healthcare Scheme from the Odisha government. From January 9, 2021, until the BSKY Card is issued, the family may get benefits using their NFSA/SFSA Card.

The new BIJU SWASTHYA KALYAN YOJANA will be introduced by the government gradually. Following the announcement on August 15, the first phase will be implemented in the districts of Malkangiri, Sundargarh, Gajapati, Bolangir, and Mayurbhanj. By November 2021, all districts would be covered, according to a letter from the state's Health and Family Welfare Department. 

Beginning on August 15, the program will be extended to include additional hospitals and beneficiaries. The qualifying requirements will change, and reputable private hospitals in large cities outside the state will be included to the BSKY portal platform and empanelled under BSKY.

Revised Eligibility Criteria for Biju Swasthya Kalyan Yojana (BSKY)

All NFSA/SFSA recipients will receive a BSKY Smart Health Card. 
From January 9, 2021, until the distribution of the BSKY Card 2024, the family may utilize their NFSA/SFSA card to get benefits. 
The H&FW Department reports that an additional 20,80,328 lakh families would receive BSKY Smart Cards. 
The state government would cover the entire cost of healthcare services provided to all families, from government healthcare facilities to the District Headquarters Hospital, Government Medical College Hospital, and Blood Bank level.

Eligibility Criteria for Biju Swasthya Kalyan Yojana in Odisha

The full list of requirements for the Biju Swasthya Kalyan Yojana (BSKY) in Odisha is as follows:

Up to the District Headquarters Hospital, all families can receive free medical care in government hospitals. 

All presently enrolled holders of Biju Krushak Kalyan Yojana, Rashtriya Swasthya Bima Yojana, BPL, and Anatodaya Anna Yojana (AAY) cards are eligible for additional free health care beyond the District Headquarters Hospital level, with an annual health coverage of Rs. 5 lahks per family and Rs. 10 lahks per year for female family members. The eligibility criteria are families earning less than Rs. 50,000 per year in rural areas and Rs. 60,000 per year in urban areas.

Biju Swasthya Kalyan Yojana Apply Online Process

• This program automatically enrols all enrolled families covered by Anatodaya Anna Yojana (AAY), RSBY, BPL, and BKKY Stream I & II.
• By getting an income certificate for an annual income of less than Rs. 50,000 in rural regions and Rs. 60,000 in urban areas, low-income families without any of these cards can receive benefits under BSKY.

Documents required to apply to Biju Swasthya Kalyan Yojna?

If you have carefully read the eligibility requirements listed above and you are qualified to apply for this scheme, you must confirm that the following documents are needed in order to apply:

• Income Certificate
• BPL Ration Card
• Antyodaya Anna Yojana Card
• Biju Krishna Kalyan Yojana Card
• Rashtriya Swasthya Bima Yojana Card
• Aadhar Card
• Passport Size Photo
• Etc.

Odisha Biju Swasthya Kalyan Yojana Guidelines

The following are the updated BSKY Yojana guidelines:

• Now people will be able to avail treatment up to Rs. 5 lakh. Rs. 3 lakh for the treatment of cancer, heart and kidney diseases, which was earlier Rs. 1 lakh.
• Odia people living outside Odisha can also now avail of the BSKY Yojana anywhere across the country.
• In addition, citizens of Odisha who want to take advantage of the scheme outside the state will also be able to do so. For this, all state and central government hospitals need to be empanelled under the BSKY Yojana.
• There are around 4,036 medical packages covered under the BIJU SWASTHYA KALYAN YOJANA(BSKY), while Pradhan Mantri Jan Arogya Yojana (PMJAY) covers only 1,343 packages.
• All major hospitals like Tata Memorial Hospital, Mumbai, CMC Vellore, and Narayana Hrudayalaya have been included in the BSKY scheme.
• The BSKY system covers all major hospitals, including Narayana Hrudayalaya, CMC Vellore, and Tata Memorial Hospital in Mumbai.
• Any patient who is sent to a hospital outside of the state will also be charged Rs 2,000 for transportation. The beneficiaries will get a direct deposit of this sum into their bank accounts.
• The beneficiary families of BIJU SWASTHYA KALYAN YOJANA Odisha are not required to pay any premium amount like the state government. The entire premium will be paid by the beneficiary on the family's behalf.
• Furthermore, Biju Swasthya Kalyan Yojana 2024 will also cover the treatment of all pre-existing conditions.

BSKY will initially cover about 208 private hospitals in addition to all of the state's government institutions. In an effort to entice additional hospitals to participate in the Biju Swasthya Kalyan Yojana, the package costs have also been raised.

Odisha Biju Swasthya Kalyana Yojana Beneficiaries List

The beneficiaries of the New Odisha BIJU SWASTHYA KALYAN YOJANA (BSKY) are listed below:

• Female recipients would receive health coverage up to Rs. 10 lakh (formerly Rs. 7 lakh), and the government will provide around Rs. 5 lakh per family annually for all secondary and tertiary cashless health care assistance.
• 3.5 crore individuals (96 lakh families) from all government and private hospitals will benefit from this program. This additional Rs. 10 lakh in aid will help about 1.5 crore female recipients.
• Eligible cardholders include those with Biju Krushak Kalyan Yojana (BKKY), Rashtriya Swasthya Bima Yojana (RSBY), BPL, and Anatodaya Anna Yojana (AAY) cards. The BIJU SWASTHYA KALYAN YOJANA beneficiaries list contains the names of all such recipients.
• Every state resident falls into one of two categories: Above the Poverty Line (APL) or Below the Poverty Line (BPL). Everyone is eligible for this cashless healthcare centre, and no documentation, residency, or income is needed.
• The annual income threshold for renal, heart, and cancer is now Rs. 3 lakh (formerly Rs. 1 lakh).
• In the event that a patient is referred to a hospital outside of Odisha, there are transport fees of Rs. 2,000 per patient.
• The Odisha government does not ask the beneficiary families to pay any premiums. On behalf of the beneficiary family, the government will cover the entire premium.
• All government medical college facilities in Odisha offer free health services under the BSKY program.
  Outside of the state, Odisha residents can also benefit from the BSKY program. All state and federal government hospitals must be affiliated with the BSKY program in order to do this.
• The BIJU SWASTHYA KALYAN YOJANA (BSKY) covers over 4,036 medical packages, whereas the PM Jan Arogya Yojana (PMJAY) only covers 1,343 packages.
• The BIJU SWASTHYA KALYAN YOJANA would cover the treatment of all pre-existing conditions. Every hospital that has been accredited has Swasthya Mitras to assist patients in receiving care.

Additionally, patients in the APL or BPL categories are eligible for free blood bank services. The Odisha government will offer free healthcare under the BSKY system, which will cover all operations in all government medical facilities. This covers free inpatient beds, surgeries, operating room (OT), and intensive care unit (ICU) facilities. Additionally, Odisha BSKY guarantees free care in government hospitals up to the district level as well as drop-back support for expectant mothers and newborns.

Conclusion

An important step in guaranteeing healthcare for everyone in Odisha, irrespective of financial situation, is the Biju Swasthya Kalyan Yojana. By providing a variety of medical services and free, cashless treatment, it seeks to enhance the health and well-being of the people of the state. It is impossible to overestimate the beneficial influence on the lives of millions of people, even while there are still challenges. This program offers the promise of easily accessible, reasonably priced, and high-quality healthcare, making it an essential lifeline for Odisha people.

Don't pass up the advantages this program has to offer if you satisfy the eligibility requirements. Make sure you and your family have access to the medical treatment they need by applying today.