Fresh News, Pradhan Mantri Fasal Bima Yojana 2024 Last Date, Apply Now

Pradhan Mantri Fasal Bima Yojana The Pradhan Mantri Fasal Bima Yojana, launched by the central government to pay farmers in the event of crop loss, is the topic of today's post if you are a farmer or the son of a farmer. With this program, you can make up for losses incurred if your crop is frequently harmed by rain or other natural disasters and results in significant losses.

Farmers are covered for crop losses under the PM Fasal Bima Yojana, which was launched by the federal government. A portion of the premium is covered by the government and the farmer. Thus, in the event that the crop for which you have insurance is damaged for any cause, the insurance company will pay your insurance claim for that crop.

It might not be possible for you to benefit from this scheme if you are unaware of it at this time. Read this article through to the end if you want to take advantage of the scheme. It contains all the information you need to apply and reap the benefits of it, including the goal of the scheme, its benefits, eligibility requirements, application materials, and the application process.

PM Fasal Bima Yojana 2024

The principal goal of the Prime Minister's launch of the Crop Insurance Scheme, which allows farmers to report crop losses due to natural disasters, is to give financial support to those farmers who suffer crop losses as a result of natural disasters. This will enable farmers to purchase new and advanced agricultural supplies. The announcement was made on February 18, 20.

Farmers who lose different crops receive varying amounts of assistance from the government under the Pradhanmantri Fasal Bima Yojana. In addition to meeting the eligibility requirements, farmers in the nation must prepare the required paperwork in order to receive benefits under this plan.

PM Fasal Bima Yojana 2024 Overview

PM Fasal Bima Yojana Objective

Prime Minister Narendra Modi is implementing a number of public welfare programs in the farmers' best interests. The Pradhanmantri Fasal Bima Yojana, which was launched in the Madhya Pradesh district of Sehore on May 13, 2016, is one of these programs. A mechanism has been put in place under the Pradhanmantri Fasal Bima Yojana to provide farmers with insurance in the event that their crop is harmed. Not all farmers are able to make ends meet.And when their harvests are lost, farmers are the ones who suffer the most financially. In view of this, the Indian government launched the Prime Minister Crop Insurance Scheme. In the months since the Central Government introduced the Prime Minister Crop Insurance Scheme, over 36 crore farmers nationwide have received insurance coverage.

The Indian government hopes to make the advantages of the Pradhanmantri Fasal Bima Yojana available to all farmers in the nation. The program makes it simple for the recipients to make up for crop losses brought on by natural disasters. The Indian government is working to enable more farmers to easily enrol in the scheme by allowing them to receive their crop insurance amount at home in the near future. You will also receive details regarding the eligibility requirements and papers needed to apply for the Pradhanmantri Fasal Bima Yojana.

PM Fasal Bima Yojana Benefits

The Pradhanmantri Fasal Bima Yojana offers farmers a number of benefits, including the following.

• Under the program, farmers are insured against crop loss as a result of natural disasters by the central government.
• Farmers are required to pay the insurance premium under the plan, to which the central government also makes a contribution.
• Farmers are required to pay a premium of 1.5% for Rabi crops, 2% for Kharif crops, and 5% for commercial and horticultural crops under the plan.
• Farmers receive a premium discount if they purchase crop insurance directly from the program's official website.
• Farmers must disclose crop loss under the system within 14 days of the loss in order to get the insurance payout.
• Agriculture India Insurance Company is in charge of the program.
• The Government of India is increasing the program's budget each year. Under the programme, farmers received around Rs 5000 crore in funding in 2016–17.
• Over 36 crore farmers nationwide have received insurance coverage thus far under the Pradhanmantri Fasal Bima Yojana.

PM Fasal Bima Yojana Crop List

The following is the list of different crops that the Indian government has insured under the Pradhan Mantri Fasal Bima Yojana. By insuring these crops, farmers can benefit from the plan.

• decisions on food grains, such as millet, wheat, and paddy.
• decisions about many kinds of pulses, such as tur, gramme, peas, masoor, soybean, moong, urad, etc.
• sesame, mustard, castor, binola, groundnut, soybean, sunflower, toria, safflower, linseed, and so forth are examples of oilseed choices.
• horticulture crops of many kinds, such as litchi, papaya, tomato, banana, banana, cardamom, ginger, turmeric, potato, onion, and mango.

Eligibility required for PM Fasal Bima Yojana 

To apply in this scheme, farmers must fulfill the following eligibility criteria. 

1. All farmers in the nation who cultivate notified crops as landowners or tenants in designated regions are eligible to apply for this program. 

2. The applicant must be an Indian resident in order to be eligible for the Pradhan Mantri Fasal Bima Yojana benefits. 

3. The farmer ought to be from a middle-class or lower-class background. 

4. In order to apply for this, the farmer needs to have the required paperwork.

Documents required for PM Fasal Bima Yojana

The farmer needs all of these documents in order to apply for this plan and receive the incentive.

1. Aadhar Card 

2. Bank account passbook 

3. Khaasra number 

4. Sowing Certificate 

5. Village Patwari 

6. Land related documents 

PM Fasal Bima Yojana OnlineRegistration

You must adhere to the following steps in order to register online for the Pradhan Mantri Fasal Bima Yojana.

• To begin with, you must go to the Pradhan Mantri Fasal Bima Yojana's official website.
• Your screen will open to the website's home page.
• To apply for crop insurance yourself, select the Farmer Corner option that shows up on the website's main page.

• You must now click the Farmer Application option that appears on the new page that has opened in front of you.
• In this case, you must select the Guest Farmer option.
• It will open in front of you, the registration form.
• It will be important to input all the required information requested on the registration form, including name, address, ID, account number, and land-related information.

• It will ask you to provide a captcha code once you have entered all the information.
• The submit button will now appear; click on it.
• You can register for the Pradhan Mantri Fasal Bima Yojana online in this manner on its official website.
• It will be necessary for you to pay the crop insurance premium after the registration process is finished; further details will be given.

PM Fasal Bima Yojana Offline Registration

Under the Pradhan Mantri Fasal Bima Yojana, the Indian government is offering the option of an offline or online registration process. Farmers all around the nation can take advantage of the program by completing an offline application; further details are supplied.

• Farmers can visit their local bank branch to complete the offline application form and receive the benefits of the plan.
• You must first visit the closest nationalised bank branch.
• The Pradhan Mantri Fasal Bima Yojana application form must be obtained from the relevant bank officer.
• It is required to fill out the application form with all requested details.
• The application form must be submitted with the essential supporting documentation as specified by the plan.
• By visiting the bank branch, the completed application form must be turned in to the concerned official.
  Payment of the premium specified based on the crop is required.
• You can obtain the offline application form under Pradhan Mantri Fasal Bima Yojana in this manner.

PM Fasal Bima Yojana Premium Calculator

The process listed below must be followed in order to determine the premium paid under the Pradhan Mantri Fasal Bima Yojana and the amount received under the scheme. Farmers can learn how much their premium would be based on their area and crop by using the insurance premium calculator feature on the Pradhan Mantri Fasal Bima Yojana website.

• To begin with, you must visit the Pradhan Mantri Fasal Bima Yojana's official website.
• You will be presented with the website's main page.
• On the website's home page, there is an option to calculate insurance premiums. You must select it.
• You're going to see a new page.
• The type of crop, the scheme name, the name of your state, the district name, and other information must all be filled out correctly and submitted here.
• It is now necessary for you to select the visible calculate option. 
• The Pradhan Mantri Fasal Bima Yojana will now display information regarding the insurance amount premium. The facts of the premium amount that you have placed, the primary amount that the government has set aside under the insurance plan, and the estimated amount of insurance that you will receive are all displayed here.

Farmers can register for the Pradhan Mantri Fasal Bima Yojana by going to the Common Service Centre that is closest to them. The Indian government's Common Service Centre provides the Pradhan Mantri Fasal Bima Yojana facilities. Through CSC, farmers can easily pay the insurance amount through a simple method.

प्रधानमंत्री फसल बीमा योजना के अंतर्गत क्या कवर नहीं किया जाता है?

यद्यपि पीएमएफबीवाई व्यापक कवरेज प्रदान करता है, फिर भी कुछ जोखिम इसमें शामिल नहीं हैं:

• मानव निर्मित क्षति: कीटनाशकों के अनुचित उपयोग जैसी लापरवाही के कारण होने वाली क्षति।
• चोरी: चोरी या अवैध गतिविधियों के कारण होने वाली हानि।
• पूर्वानुमानित जोखिम: यदि निवारक उपायों के माध्यम से फसल के नुकसान को टाला जा सकता था।

प्रधानमंत्री फसल बीमा योजना के अंतर्गत दावों का निपटान कैसे किया जाता है?

दावों का निपटान विभिन्न तकनीकी उपकरणों के माध्यम से एकत्रित आंकड़ों के आधार पर किया जाता है। इसमें निम्नलिखित चरण शामिल हैं:

1. फील्ड रिपोर्ट: स्थानीय कृषि अधिकारी नुकसान की रिपोर्ट प्रस्तुत करते हैं।
2. प्रौद्योगिकी का उपयोग: सैटेलाइट इमेजरी और ड्रोन नुकसान की सीमा का आकलन करने में मदद करते हैं।
3. दावा निपटान: सत्यापन के बाद, दावों का निपटान सीधे किसान के बैंक खाते में किया जाता है।

Success Stories of Pradhanmantri Fasal Bima Yojana

Since its launch, millions of farmers across India have benefitted from the PMFBY. Here are a few success stories:

• Story 1: A farmer from Maharashtra received compensation for crop loss due to drought, which helped him restart farming.
• Story 2: In Tamil Nadu, the scheme protected a small farmer's income after his crops were destroyed by heavy rainfall.

Challenges Faced by Pradhan Mantri Fasal Bima Yojana

Despite its many advantages, the PMFBY has faced some challenges, including:

• Payment Delays: Several farmers have complained that their claims have not been paid on time.
• Problems with Awareness: A lot of farmers are still ignorant of the program or do not completely comprehend its advantages.

Government Reforms for Pradhan Mantri Fasal Bima Yojana

To address the challenges, the government has introduced several reforms:

• Utilisation: Increasing the utilisation of technology to expedite the processing of claims.
• Simplified Enrolment: Increasing the friendliness of the application procedure.
• Raising Awareness: Campaigns are started to inform farmers about the initiative.

Conclusion

For Indian farmers, the Pradhanmantri Fasal Bima Yojana has changed everything by giving them the much-needed financial stability during crop failure. It guarantees that farmers can carry on farming without worrying about financial losses thanks to its reasonable premiums, extensive coverage, and speedy claim settlement procedure. This initiative is a symbol of optimism, security, and a better future for farmers all over India.